Should Income Matter When Choosing a Partner

Should Income Matter When Choosing a Partner Should Income Matter When Choosing a Partner? Should Income Matter When Choosing a Partner?Factoring in a potential partners income might feel shallow, but its one of many financial factors you should be taking into considerationâ€"even if its not the most important one.When it comes to dating, everybody has their dealbreakers, like people who chew too loud or folks who are rude to waitstaff. But what about income? Is that something you factor in when deciding whether or not someone can be a long-term romantic partnerâ€"or maybe even the fabled “one?”There are lots of folks who would balk at the idea of factoring in income when determining a partner. And not without good reason. It would mean they’re shallow, right? Well, not necessarily.While we’re not saying that you should set a hard line on how much a potential partner has to earn, income is certainly one factor out of many that are fine for a person to consider. But even more important than income is what a person does with the money they earnâ€"whether it’s a lit tle or a lot. Love, marriage, and money are all complicated.  If the idea of taking money into account at all when deciding on a future partner makes your teeth itch, we’ve got some news for you: Money is going to be an issue in your relationship whether you want it to be or not.“Figuring out who you want to spend your life with is a multi-faceted decision,” said marriage and family therapist Jill Whitney. “Despite what you see in Disney movies and romcoms, it takes more than love to make a solid, long-term relationship.“Love, caring, and attraction definitely matter, but theyre not enough. You also need common values and life goalsâ€"and compatibility about money.”Even if you don’t want to factor in a person’s income, you should definitely think about whether you two are money-compatible. After all, spending your life together means making all kinds of financial decisions, both large and small, together as well.“Marriage is as much a business relationship as it is a romantic relationship. Far too many people dont realize this, or they forget about it in the thrill of romantic attraction,” said writer and sociologist BJ Gallagher (@BJ_Gallagher). She went on to provide numerous examples of the kinds of money decisions that you and your partner will have to make:“Marriage involves paying for living expenses, saving for retirement, the huge expense of raising children if the couple plans to have them, home ownership, insurance, inheritances, and handling financial emergencies when they occur. Student loans are often involved. Eldercare responsibilities later in life. There are dozens of financial aspects to a marriage or long-term living together arrangement.”“You absolutely want to have some sense of your partners earning potential, based on his or her career,” she cautioned. “Your own financial future is going to be intertwined with this other person so if youre smart, youll pay attention not just to their current income but the l ikelihood of their future income as well. Your own financial well-being depends on it.”Planning for the future means being able to factor in future earnings. If your plans and your partner’s income don’t match, that’s something you’ll have to discuss. It’s not a dealbreaker, but some deal amendments might certainly be in order.Everyone has a relationship with money.Unless you’re a hermit who lives in the woods (which you probably aren’t because then how would be reading this), money plays a big role in your life. You have a relationship with it, the same way that you have a relationship with your partnerâ€"and the same holds true for them.These relationships will impact each other. And if you choose to ignore them, the odds are good that the impact will be negative.“Sadly, income and finances are the biggest reasons couples fight or even break up, so discussing finances is such an important conversation,” said Denise Nostrom ChFC, CLU; Founder and Owner of Divers ified Financial Solutions  (@diversifiedfinancialsolutions) in Medford, NY. “It happens to be one of those taboo topics that we tend to not talk about, but not talking about it before committing to someone for the long term is a big mistake.”“Take some time to think about your own financial style and your partners,” Whitney counseled. “What does money mean to each of you? To what extent is money for security, fun, status, or indulgence? Whats worth spending money on and whats less important? How much of a financial cushion would make each of you feel comfortable?“How would each of you prioritize spending optionsâ€"say, having money for nice vacations versus having a larger house? How would you dial back expenses if one of you lost a job or if your investments took a hit?”Earnings aside, how much do they spend?  â€œAs I like to tell clients who are considering getting married, this person could ruin your credit rating,” said Whitney. “A spouse who spends more than t he two of you can afford can undermine an otherwise strong relationship. Even if the two of you are high earners, its possible to spend more than you make.“At best thats stressful, and at worst it can lead to financial ruin. If you earn more ordinary incomes, overspending is likely to lead to lots of conflict and heartache. On the other hand, a partner who never wants to spend at all might make you feel constricted and resentful.The one thing you shouldn’t do is look at income as the only factor to considerâ€"or even the most important financial factor. As Whitney cautioned, even people with high incomes can run their finances into the ground if they spend beyond their means.“I dont think income matters as much as having compatible habits and goals,” said certified financial educator Maggie Germano (@MaggieGermano). Even folks who make lots of money can have conflicts if the money isnt going towards things that they agree on. Its important to be aligned with your partner abo ut what you will be spending money on or saving for.Whitney offered a similar perspective: “A potential partners financial style is more important than their earnings. High earnings are great, but whats more important is how the person balances spending and saving.”You can’t act without solid information.  Neither you nor your partner is psychic. This means that you’re going to have to talk to them about money stuff. And it’s going to mean spilling some cold, hard numbers as well.As early as you can, see what this persons relationship is to money,” advised Nathalie Noisette, owner of Credit Conversion (@credconversion). “Find out what their credit score is, how much debt they have, what are their spending habits, and how much they know about managing money. Once you get married you are now assuming this as your own.Once you’ve got a good sense of how your partner handles money, you can set about determining your next steps. Maybe they’re great with money and you do n’t have to do much else! Maybe they’re … not.“If habit or credit is less than great, are they willing to do something about it?” said Noisette. “Get real with yourself. Are you willing to pay higher interest rates till death do you part if your partners credit is not good?“Having financial struggles can largely impact your life. Sure, there are things that are outside of your control (natural disasters and declining health), but the factors that are within your power should be known before you say ‘I do.’”According to the Noisette, the bottom line here is to “get in the know.”Do they have a budget? What about financial goals?  Two great ways to figure out a person’s relationship with money beyond just their income is to answer these two questions: Do they have a budget, and what are their long-term financial goals?“You really need to know how your partner feels about money and if they have a budget,” said Nostrom.  Her recommended follow-up questions i nclude:“Do they know what they spend each month or do they just spend everything they earn and yearn for their next paycheck?“Do they have any money in savings or do they live paycheck to paycheck?“Are they ‘paying themselves first’ and putting money away each month into a savings account or into some type of investment vehicle?“Do they participate in their company retirement plan like a 401K plan?”“You may also want to talk to them about their financial goals to see if they are similar to your own financial goals,” she added. If your goals are very different, this may not be a good sign for future success as a couple.”If this sounds like a lot, well, that’s because it is. This conversation isn’t worth having even though it’s hard; it’s worth having because it’s hard.“For many people, this is an overwhelming conversation, so you may want to consider meeting with an objective third party, like a financial advisor,” said Nostrom. “This may be a good first step and definitely worth your time to make sure that you know the finances of the person you may be spending the rest of your life with.“It is better to know the situation, good or bad, to make sure you are going into a long term commitment with your eyes wide open.”Consider dividing up your living expenses.Florida attorney Miguel A. Suro, who also blogs about lifestyle and personal finance topics at RichMiser.com (@therichmiser), had some great advice to help partners with different incomes levels decide whether to bridge the gap or go their separate ways:“If you are accustomed to or expect an expensive lifestyle. If your partner’s lower income will make that lifestyle unattainable, be very sure that you are fine with that,” he said.“If there is a large income disparity between partners (and you are the higher-income partner), be sure that you will be happy making the biggest contribution to your household’s finances. Financially supporting a partner against y our wishes can be a major source of tension and resentment in a relationship.“Conversely,” added Suro, “if you are the lower-income partner, be sure that you can accept that you will contribute less to household finances.”“Talk to your partner about how youd divide living expenses. Early in a relationship, its reasonable for each person to pay half. But in a long-term relationship, especially a marriage, youre in this together and you need to be equal partners, even if your incomes are different.“In sum,” he concluded, “running a household is very hard, and fighting over money can lead to an unraveling relationship. So, talk it over extensively before marriage or cohabitation, and make very sure that you’re both on the same page before making a deeper commitment”Using joint and separate accounts could help.Whitney recommended using joint and separate bank accounts to help couples navigate between shared financial responsibilities and their own financial independe nce:“I often suggest that couples have a joint account for most expenses, like mortgage and utilities, and also smaller, separate accounts for personal expenses like clothes, gifts for each other, and hobbies,” she said.“Each partner should have the same monthly amount in their personal account regardless of earnings because youre equal partners. This approach lets you work as a team for most things but also gives you the ability to make individual spending choices.”Dont forget to factor in their debt.Don’t let a focus on your partner’s income blind you to other important financial factors: Namely, how much debt they owe. Bringing home a larger income while carrying an even larger debt load is something you’ll need to figure out“Another thing to be aware of is the debt that your partner has, and you should be honest about your own,” said Germano. “Debt can significantly impact the decisions youre able to make in your life, so youll want to be fully informed.ӠœIf a partner will bring debt into a marriage, I think it’s ‘cleaner’ if that partner’s income is sufficient to repay that debt,” recommended Suro. “Although it’s possible for one partner to pay the other’s debt, make sure that both of you are fine with that and that it will not cause resentments.”Make sure you two talk about the future.If you and your partner plan on spending the rest of your life together, you two would do well to talk about the kinds of financial decisions that will occur further on down the lineâ€"especially potential scenarios that might take you by surprise.“Its essential to talk about possible future scenarios that would affect your financial life, said Whitney. “If you plan to have children, would one of you quit your outside job, switch to part-time, or move to a more flexible but less lucrative career?”“Which of you would make the change? How would you adjust to the decreased income? Do you plan to retire early, on time, or late? What if one person wanted to retire early but that meant a significant change in lifestyle?”Suro also noted that deciding whether or not to have kids can have huge financial ramifications, the kinds that are best discussed ahead of time:“Having children oftentimes will mean that one partner will have to switch to part-time work, or that you may need to hire paid help. Therefore, consider if that will be your situation, and whether your combined incomes would allow for it.”Remember, this is just the beginning.Talking to your partner about money issues and your mutual incomes is great. But it’s not like a single conversation is going to solve this issue forever. You two have a lifetime of communicating with one another to look forward too.“Have money conversations early on in your relationship to make sure your visions align. But having the conversation once doesnt mean you are done, said Germano. “Its something that should be discussed regularly, especially if your financ ial situation is changing in any way. Schedule a weekly ‘money date’ with your partner to make sure both people are informed and feeling good about your money.“Ascertaining your future partner’s earning potential is a good start, but its just a start,” advised Gallagher. “You want to have conversations with the other person about their attitudes about money, about their views on consumer debt, about their spending habits and their savings habits, about their level of generosity and sharing with others, and so much more.”To learn more about managing your finances, check out these related posts and articles from OppLoans:The (Comprehensive) Couple’s Guide To Budgeting8 Good Habits to Get Your Financesâ€"and Your Lifeâ€"on TrackFrom Budget to Baller: 6 Tips to Grow Your Money8 Ways To Save Money Today, Tomorrow and Every Day AfterHow do you handle money issues with your partner?  We want to hear from you! You can find us  on  Facebook  and  Twitter.  |  InstagramContrib utorsBJ Gallagher (@BJ_Gallagher) is a  sociologist and the author of numerous business books, womens books, self-help, and inspirational gift books. Her titles include: Why Dont I Do the Things I Know Are Good for Me? (Berkley), The Power of Positive Doing (Simple Truths), and Its Never Too Late To Be What You Might Have Been (Viva Editions). Her newest book, Your Life Is Your Prayer (Mango Publishing) will be out in April 2019.Maggie Germano  (@MaggieGermano) is a Certified Financial Education Instructor and financial coach for women. Her mission is to give women the support and tools that they need to take control of their money, break the taboo of discussing debt and income, and achieve their goals and dreams. She does this through one-on-one financial coaching, monthly Money Circle  gatherings, her weekly  Money Monday  newsletter, and speaking engagements. To learn more, or to schedule a free discovery call, visit  MaggieGermano.com.Nathalie Noisette is the Founder of  Credit Conversion (@credconversion), a credit counseling, and repair company located in Avon, MA. Credit Conversion uses principles of behavioral change to not only allow clients to improve their score but understand the habits that lend to poor credit. “Through our repair and training, it is our vision to see all of our clients repair and maintain near perfect credit scores.”Denise Nostrom ChF CLU  is Founder and Owner of  Diversified Financial Solutions  (@diversifiedfinancialsolutions) in Medford, NY.   Denise’s philosophy is that with time, discipline, and determination you can reach your financial goals and dreams. She is also the Founder and President of a not-for-profit organization, POWER of Women Exchanging Resources, Inc. Denise’s goal with her organization is to raise women up to become more successful in their lives, in and out of the business world.Miguel A. Suro is a Florida attorney and personal finance and lifestyle blogger at  The Rich Miser (@therichmiser), which he runs with his wife Lily Rodriguez. With a tone that is both realistic and aspirational, The Rich Miser is aimed at those who want to elevate their lifestyle while building wealth and spending far less than they thought possible. The Rich Miser  has been featured on major outlets such as MarketWatch, Consumer Reports, and NBC.Jill Whitney is a licensed marriage and family therapist based in Connecticut. She does therapy with couples and individuals and writes about relationships, parenting, and sexuality at KeepTheTalkGoing.com.

Example of Written Reflections in Nursing

Medical Ethics Problem Solution Can Medical Specialists Test New Medicine on Prisoners? The case study raises one of the most important and unresolved social questions: Can medical specialists test new medicine on prisoners? This is one of the most important questions, since it reveals problems in the society, especially those regarding prisoners, and focuses on the idea that people do not take care of the dependent ones.

The Yellow Wallpaper, By Charlotte Perkins Gilman, And The...

In the late 19th century, women were not treated equally by men and they played a different role in society than what they do today. There are many stories that can help provide a glimpse of what life was like in the 1800s using a literary device known as realism. Realism is correctly portrayed in â€Å"The Yellow Wallpaper†, written by Charlotte Perkins Gilman, and â€Å"The Story of an Hour†, written by Kate Chopin, in which both depict real life situations and scenarios of what it was like to be a woman in the late 19th century. In both of these short stories, the women are depicted as being tied down by their husbands, with their thoughts and ideas being considered absurd by the men in their lives. Also, the authors use these stories to describe scenarios that they once found themselves in. The illnesses that the women faced during this time period were real but often downplayed by men who did not believe what the women said. While depression may have been diagnosed due to the birth of a baby, it could have also been due to their husbands. Both â€Å"The Yellow Wallpaper† and â€Å"The Story of an Hour† demonstrate realism through social themes that incorporate the idea of feminism, as well as the way in which women were treated as less than equal by men. The roles women acquire in society have changed drastically since the late 19th century, allowing them to have more opportunities in the workforce and politics. Women like the main characters in â€Å"The Yellow Wallpaper† and â€Å"The Story ofShow MoreRelated`` The Yellow Wallpaper `` By Charlotte Perkins Gilman And The Story Of The Hour917 Words   |  4 Pagescreate a theme in a short story. Most of the factors are the elements of fiction, which include plot, setting, characters, symbolism, conflict, and point of view. 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There is also, generalized in western cultures, a stereotype that women are fragile and should be more dedicated to maintaining the home, doing feminine things, that they shouldnt work, and be discouraged from intellectual thinking. In the Victorian period (1837-1901) aside from womens suffragette movements the Victorian woman usually upheld this stereotype of a wellRead MoreThe Yellow Wallpaper: A Look Into Post-Partum Depression1061 Words   |  5 PagesCharlotte Perkins Gilman’s story, The Yellow Wallpaper, portrays the life and mind of a woman suffering from post-partum depression in the late eighteenth century. Gilman uses setting to strengthen the impact of her story by allowing the distant country mansion symbolize the loneliness of her narrator, Jane. Gilman also uses flat characters to enhance the depth of Jane’s thoughts; however, Gilman’s use of narrative tec hnique impacts her story the most. In The Yellow Wallpaper, Charlotte Perkins Gilman

My Reflection On My Adolescent Side - 857 Words

Getting back to the normal session was pleasant for me. It was not as intense as initial sessions, but still powerful. â€Å"My adolescent side† exercise was especially insightful, and made me think about it in depth. It is incredible to see that I still keep these sides alive in a different way. Even today shyness and anger feelings popping out in my daily life can makes things harder time to time. These sides might not be seen as playful/joyful as other’s have. Moreover, I do not even know how to address them. On the other side, I started gaining control and power over my difficulties by examining my background and getting insight about them. Additionally, I noticed that I overly focus on my negative sides. I believe it is time to think about my positive side as well. As I know that you value positive psychology as well and I should engage in this field to get a better understanding about personal growth due to personal and professional reasons. Firstly, as I stated i n the session, I was a communist in my adolescent ages, it sounds so hilarious, but this identification process made my life easier in those years. Since, I grew up in a relatively authoritarian and conservative environment. I always query the drawbacks and negative impacts of this cultural organization on the personality development. This political stance meant social justice, equality and freedom for me at those times (okay I’ve changed). Being an opponent of the system and all the authority representation wasShow MoreRelatedThe Changes Experienced in Adolescence, Adulthood, and Midlife696 Words   |  3 PagesThere are a number of changes one experiences as one moves from adolescence to adulthood o midlife. For instance, as an adolescent, one behavior that was common to me, as it is to most adolescents, was the desire to test the limits. 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What Is A Stock Market Finance Essay - Free Essay Example

Sample details Pages: 3 Words: 935 Downloads: 3 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? A stock market also known as an equity market is a public entity where shares are issued and traded either through exchanges or over-the-counter markets. It provides companies with a platform to raise capital and investors with a percentage of ownership in the company. The New York Stock Exchange is the largest stock exchange in the USA, in terms of market capitalization. Don’t waste time! Our writers will create an original "What Is A Stock Market Finance Essay" essay for you Create order In Asia, few of the prominent examples include the Tokyo Stock Exchange, the Bombay Stock Exchange etc. The stock market allows shares of businesses to be publicly traded, or raise additional financial capital for expansion (through additional stock offerings). The liquidity that an exchange provides to the investors gives them the ability to easily buy and sell securities. Some companies actively increase liquidity by trading in their own shares. Share prices and stock market movements are an important part of the dynamics of economic activity, and is often considered a good indicator of economic health of a nation. An economy where the stock market is on the rise is considered to be a healthy economy. In fact, the stock market is often considered the primary indicator of a countrys economic strength, development and progress. Rising share prices, for instance, tend to be associated with increased business investment and vice versa. Share prices also affect the income levels o f households and their spending and consumption patterns. Therefore, central banks tend to keep a watchful eye on the smooth operation and stability of the financial system. The intrinsic value of a company and its stock Intrinsic or fundamental value is the perceived value of an investments future cash flows, expected growth, and risk. A wise investor would want to purchase shares at a rate which is lower than the intrinsic value, which may be quite different from the market price (which is determined by the forces of demand and supply) of the share. Every buyer and seller has his/her own rationale behind purchasing or selling an asset, and they may employ different methods to estimate the value of the asset before making a decision to trade in it. Therefore, an asset may trade at a price which is significantly below or above its perceived intrinsic or fundamental value. The purpose of estimating intrinsic value is to take advantage of mispriced assets. If the market value of an asset is above its intrinsic value then the investor might choose to sell the asset. If the market value of an asset is below intrinsic value then the investor might choose to purchase the asset. In broad terms, t here are 3 commonly used methods to calculate the intrinsic value of a stock:- Discounted Cash Flow or NPV Analysis The most common technique is the discounted cash flow (DCF) analysis for calculating the net present value. In simple terms, the DCF technique tries to compute the value today, based on projections of all of the cash flows that the company aims to generate during a few years in the future. It works on the principle of time value of money (TVM) (i.e. cash to be received in the future is of less than that received today). This is not always easy; it is a difficult task to forecast how a companys future cash flows will grow, the duration for which they will grow, and what rate should be used to discount it and arrive at its present value. The DCF technique can be outlined in 4 steps as follows:- Step 1: Forecast the expected cash flows of the company. Various assumptions regarding the growth rate, working capital requirements etc. will have to be used in order to arrive at a relatively accurate forecast. Step 2: Compute the discount rate to be used for computing the NPV of the cash flows. This rate is also known as the Weighted Average Cost of Capital (WACC). WACC = [E/(E+D)*Re] + [D/(E+D)*Rd][1-Tc] Where, E = Market value of the firms equity D = Market value of the firms debt Re = Cost of equity Rd = Cost of debt Tc = Corporate tax rate. Step 3: Calculate the value of the company by using the WACC to discount the expected cash flows. Step 4: Calculate the intrinsic stock value, by subtracting the companys liabilities (such as debt, preferred stock etc.) to get the Value to Common Equity and then divide this by the number of shares outstanding. The advantage of DCF analysis is that it is based on free cash flows (FCF), which is less subject to manipulation than figures and estimates computed using the financial statements of a company. It is also forward-looking and relies more on the future performance o f the company, rather than past trends. Earnings power value (EPV) Earnings Power Value is a valuation technique which uses the equation: EPV equals Adjusted Earnings divided by the companys Cost of Capital. This technique works under the assumption that there is no growth. Therefore, analysts believe that this is a simpler way to analyze stocks than DCF analysis (which relies on speculative growth assumptions for the future). However, it does rely on an assumption about the cost of capital, as well as the fact that current earnings are sustainable (with several adjustments). Asset-based methods These methods require analysis and computed based on figures available in the financial statements of a company (such as Income Statement, Balance Sheet etc.). One of the techniques (the liquidation value technique) aims to estimate the value at which the various assets of the company (such as land, machinery etc.) can be sold off, after accounting for any liabilities that may be outstanding at that point of time.

The Effects Of Internet On The Internet - 1224 Words

Negative Effects of the Internet Over time, the Internet is one of the best inventions and source to get knowledge about any desired aspect. Using the Internet has become a necessary, daily routine. The Internet has allowed people to stay in contact with others, be updated with the latest things happening in the world, and get knowledge of anything we want within seconds. However, the Internet is not just benefiting people but also harming people. The overuse of Internet has brought many negative effects upon people. In the essays â€Å"Isolated by the Internet†, by Clifford Stoll, â€Å"The Flight from Conversation†, by Sherry Turkle, and â€Å"Addicted to Technology† by Gary Small and Gigi Vorgan, the authors share the common perspective that over using the Internet negatively effects individuals. In their opinions the use of Internet has negatively affected people mentally, socially, and has made them addicted to the Internet. These effects brought concerns su ch as isolation, depression, addiction, loneliness, stress, weak social ties, anonymity, and altering identities. Personally, I agree with the authors’ opinion of the use of Internet and its mental, social, and addictive effects towards people. Although, the Internet is sufficient to an individual there are many downs that have become serious issues in society today. Even though the Internet can bring happiness to an individual, the overuse of the Internet has mentally effects people by depression, stress, loneliness, and anxiety.Show MoreRelatedThe Effects Of Internet On The Internet1520 Words   |  7 PagesEver since the Internet was first introduced to the world, its usage has been increasing each year, as advancing technology makes it more accessible to the public. The increased usage of the Internet has created an Internet-dominated society. 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How to Write Case Analysis Free Essays

Read a case at your normal speed without stopping to take notes. Read the assignment at the end of the case (if there is an assignment), and then carefully read the entire case again, taking notes in the margins as you read. Your task is to identify problems in the case, formulate recommendations to solve these problems, and then write your analysis with the following four headings: 1. We will write a custom essay sample on How to Write Case Analysis or any similar topic only for you Order Now Summary of the facts presented. 2. Analysis of the problems. 3. Recommendations for solutions to the problems. 4. Implications your recommendations will have on the operation of the organization. Follow the above format even if there are Assignment questions at the end of the case. Important: Weave the answers to the Assignment questions into your â€Å"Recommendations† section. As you write your case analysis, you must include appropriate references to the assigned reading. Your references should be in the following formats: For books and articles, (Brandenburger Nalebuff, 1996. p. 126) and for Web articles and material, (www. charleswarner. us/articles/BUDGETS. html. September, 2004). The date in the Web reference is the month you accessed a Web site. Do not include a bibliography or references section at the end of your case analysis unless you refer to books or articles that are not Required or Recommended Reading. Summary Begin your write-up with a concise synthesis of the facts in the case, under the heading â€Å"Summary. † Stick to one or two sentences and do not put any discussion of problems or recommendations for solutions in this section. Analysis The most important section of your case analysis comes next, under the heading â€Å"Analysis. † This section should be the longest, most thorough section of your write-up. Managers cannot solve problems unless they can first identify them. Recognizing problems and then understanding the nature of the problems is the proper beginning of all managerial action. Solutions generally fall in place relatively easily once problems are recognized and understood. There are often several viable solutions to problems in a case, but you cannot implement any of them if you cannot identify the problems. It is important that there are references to the assigned reading in the Analysis section. Your grade will depend, to a large degree, on how many appropriate, relevant, references you include in your write-up. Recommendations Next, write your recommendations on to how to solve the problems in a section titled â€Å"Recommendations. † Put the solutions in order of priority. It is vitally important that you include references to the assigned reading in the Recommendations section, too. If there are questions or assignments at the end of the case, weave your answers into the Recommendations section of the case. Implications. Finally, in your â€Å"Implications† section you should elaborate what implications your recommendations will have on the operation of the organization in the short and long term and what broader policy implications your recommendations might have not only on your organization but also on the business community, if there are any. In other words, if your recommendations are implemented, what changes will the organization and the business community in general have to make in the way they do things now and in the future? Include appropriate references in this section, too. How to cite How to Write Case Analysis, Papers